<!-- Extension API v0 — pre-1.0. Interfaces may change without notice until P2 seals the custom-code format. First-party extensions track HEAD. -->

# `mozaik.havale` — Havale / EFT

Banka havalesi ile ödeme — sipariş, ödemeyi onaylayana kadar bekletilir.

- version **1.1.0** · publisher `mozaik` · runtime `platform` · listed: true
- provider kind: `payment` · methodId `havale` · settlement `transfer`
- capabilities: —
- scopes: `checkout`
- PII: none
- admin panels: — · actions: —

## Secrets

None.

## Provider-driven inbound

Webhooks and jobs are the platform's to ingest and schedule — **never callable by agents**.

None.

## Config schema

```json
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "type": "object",
  "properties": {
    "ibans": {
      "minItems": 1,
      "maxItems": 5,
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "banka": {
            "type": "string",
            "minLength": 1,
            "maxLength": 60
          },
          "iban": {
            "type": "string"
          },
          "hesapSahibi": {
            "type": "string",
            "minLength": 1,
            "maxLength": 120
          }
        },
        "required": [
          "banka",
          "iban",
          "hesapSahibi"
        ],
        "additionalProperties": false
      }
    },
    "aciklamaOnEki": {
      "default": "SP",
      "type": "string",
      "pattern": "^[A-Z0-9-]{2,10}$"
    },
    "ttlHours": {
      "default": 72,
      "type": "integer",
      "minimum": 24,
      "maximum": 168
    }
  },
  "required": [
    "ibans"
  ],
  "additionalProperties": false
}
```

## For agents

Bank transfer (havale/EFT): orders wait as awaiting_transfer with the IBAN instructions mailed to the buyer; confirm-transfer marks a matched wire as paid.

### Setup

1. **Install** — [`extension.install`](/reference/commands/extension.install) with `{"extensionId": "mozaik.havale"}` and the consent block.
2. **Configure** — [`extension.configure`](/reference/commands/extension.configure) setting `/ibans`. At least one merchant IBAN; shown to buyers in the instructions block.
3. **Configure** — [`extension.configure`](/reference/commands/extension.configure) setting `/ttlHours`. Unpaid orders auto-cancel (stock restocked) after this window.
4. **Enable** — [`extension.enable`](/reference/commands/extension.enable).

### Operations

| op | via | effects | proposal-only | requires |
|---|---|---|---|---|
| `confirm-transfer` | [`order.transfer.confirm`](/reference/commands/order.transfer.confirm) | `write` | ✓ | enabled |

[`extensions.ops.get`](/reference/routes/extensions.ops.get) (`GET /v1/extensions/mozaik.havale/ops`) returns this table with live readiness — exactly what blocks each op right now (`missing_secret:<key>`, `missing_config:<pointer>`, `not_enabled`, …).

### Lifecycle

[`extension.install`](/reference/commands/extension.install) → [`extension.configure`](/reference/commands/extension.configure) → [`extension.enable`](/reference/commands/extension.enable) → [`extension.disable`](/reference/commands/extension.disable) → [`extension.uninstall`](/reference/commands/extension.uninstall)